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15 Year Fixed Rate
 Rate  APR  Points
 3.750%  3.870%  0.000%
30 Year Fixed Rate
 Rate  APR  Points
 4.250%  4.319%  0.000%
3 Year Adjustable Rate
 Rate  APR  Points
 3.625%  3.300%  0.000%
5 Year Adjustable Rate
 Rate  APR  Points
 3.875%  3.454%  0.000%
Assumptions

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